The New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach: your legal rights

New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach questions

Is the New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach letter legit or a scam?

A notice from New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company in the mail matches the breach New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company reported to the New Hampshire Attorney General on March 14, 2025. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company through a phone number or website you find yourself.

Did New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company offer free credit monitoring?

Any free monitoring New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company is offering will be described in the notice you received, along with an activation code and a sign-up deadline. Using the free service won't stop you from joining a lawsuit or settlement later.

Is there a New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach class action lawsuit?

Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.

What should I do after getting the New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach notice?

Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.

Do I need a New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach lawyer or attorney?

An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.

Can I sue New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company over the data breach?

It depends on what was exposed, the law in New Hampshire and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.

How much could a New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company data breach settlement or claim be worth?

There is no set amount, and no New Era Enterprises, Inc., New Era Life Insurance Company of the Midwest, Philadelphia American Life Insurance Company and Life of America Insurance Company settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.